Group Life
Introduction
You and your family deserve the peace of mind that comes from knowing you have financial protection in the event of death or a serious accident. That’s why the Manitoba Public School Employees Group Life Insurance Plan offers employees a flexible, affordable group life insurance plan. The plan lets you tailor your insurance program to your individual circumstances.
Coverage under the Group Life Insurance benefit is mandatory for all eligible employees hired in your school division or district. Should you need more insurance than that provided by the mandatory benefit, you may increase your Group Life Insurance coverage, provided you meet the requirements of the plan at the time the increase is applied for. As well, you may also choose to add Family Life and/or Accident Insurance to ensure you have the coverage you need for yourself and your family.
Contact your employer to explore the various insurance options open to you.
Reminder of upcoming change effective January 1, 2028!
Group Life insurance amounts for members aged 71 and over will be capped at 200% of annual earnings. Premium payments will be reduced to reflect this.
Booklets
Converting your group insurance to an individual policy
When your employer-sponsored group life insurance ends or the amount of coverage is reduced for you or your spouse, you will have the option to convert some or all of that coverage to an individual life insurance policy.
If you are eligible, this conversion option is guaranteed regardless of your health, as long as you apply within 31 days of the date your group coverage ends or is reduced. This can be a valuable option—especially if health issues might prevent approval for a new individual policy. However, for some people, conversion may be too expensive or unnecessary.
Click here for more information (English/French)
Extra coverage available with Freedom to ChooseTM
Active members under age 65 can purchase extra Life, Critical Illness and Accident Insurance. You’ll pay lower rates than similar individual products and keep your coverage even if you leave your group benefits plan.
Typically, members (not dependents) can only apply for up to $150,000 in life insurance with no medical questions within their first 31 days of joining your workplace plan.
**From October 15, 2026 to November 15, 2026, you have another opportunity to apply for up to $150,000 in life insurance coverage with no medical questions required.
After November 15, 2026, the non-evidence maximum will return to $25,000 and medical evidence may be required for amounts above that.
Will and estate planning with Canada Life
Click here for details to create a will and power of attorney documents online with Canada Life, receive free executor support, build an estate plan, or manage a loved one’s estate.
Personal Affairs Record
Complete the Personal Affairs Record (English/French) if you would like to record all important documents for your family.